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As a small business owner you are constantly being pulled in different directions. There are numerous decisions that need to be made every day. Staffing issues, marketing, sales, administrative duties; it almost always falls on you. The two things you could use most are more time and more money. One thing you don't need? Excess…

This time of year there are monsters, ghouls, and mummies lurking around every corner. Not to mention grinning jack-o-lanterns on every porch and bats and ghosts hanging from neighborhood trees. Those things are all for fun. As a small business owner, what you really need to be afraid of this time of year is any…