The stock market goes up and down but saving money is always in season. For those of you who are always on the lookout for ways to save we have some great tips. Keep reading to learn some easy savings strategies and how using Stockpile can help.
Budget
Creating a budget is a great way to get a handle on your spending. When you start to see how quickly those morning lattes add up you may decide to invest in an at home cappuccino machine. Having a budget isn't about denying yourself the things that you enjoy, it's a way to see where your money goes so that you can make informed decisions about your spending. Once you see how much of your salary goes to recurring expenses and how much you have left over you'll be able to decide how much to spend on incidentals. Don't forget to save some for the future and to plan for big expenditures that you may want to make such as a new car or a big trip. Having goals and knowing where your money goes can really help you save.
Discounts
Finding discounts is a great way to save money. It's not all about clipping coupons either. Many retailers have loyalty programs that allow you to earn discounts or even free goods for being a repeat customer. It seems like holiday comes with its own set of discounts as well. Knowing where and how to find the discounts is key. Don't be afraid to ask either. Some retailers may not advertise a discount but if you ask they'll offer you some savings. Always check on prices before you start shopping, especially for big ticket items. There are certain times of the year when some items are more deeply discounted. For example, January can be a good time to purchase appliances. The next model year is being released and retailers are looking to make deals on the outgoing version. Vehicle model years tend to switch over during the summer so July can be a good time to shop for a new car.
Need vs. Want vs. Unnecessary
This last category is one of the best ways to save money. You need to know the difference between your wants and your needs and be aware of things that you don't need at all. If it sounds complicated, don't worry. It's actually very simple. Clothing is a need. That $200 pair of designer jeans is a want. Your fifth or sixth pair of dark blue jeans is completely unnecessary. The best way to save money is to spend more on your needs than your wants and to avoid buying items that you don't need. This is why you need Stockpile.
Know More Save More
Stockpile makes it easy to keep track of what you own. When you have items inventoried in Stockpile you can always see what you have. The more info you include in item records, the better. With just a few clicks you can see how many pairs of pants you have at home, what sizes and colors they are and then determine whether you need or even want another pair. When you have all these data at your fingertips it's easy to be a smart shopper. You'll know which sales to take advantage of and which ones to pass on. You can easily see how much inventory you have at home so you can tell whether or not you have room for more stuff. Only buying the things you need or really want can be a huge savings. If you're ready to start saving now is the time to get Stockpile.
